health insurance

Need 5 teeth removed dentist wants to take out wisdom teeth + 1 is impacted and ruined molar. Should i get off marketplace DHMO to reduce costs now, get DPPO on the market, both or get the 1 PPO that has no wait but only 15% first year

Husband has two jobs, both offer insurance plans. what are the pros and cons of having two plans from two companies? How would primary and secondary work? We’re in Louisiana if it matters