How do you tell if you are over insured?
How do you tell if you are over insured?If the cost to build your home is less than what the...
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Does insurance cover wall cracks?
Does insurance cover wall cracks?Most standard building insurance policies will cover cracks in walls caused by subsidence, as long as...
What happens if you under insure your house?
What happens if you under insure your house?Best practice suggests a property is underinsured if an insurance policy covers 90...
What is ded non ded?
What is ded non ded?With a no-deductible car insurance policy, you do not pay out of pocket if you have...
What is State Farm increase dwelling ID?
What is State Farm increase dwelling ID?Increased dwelling coverage that provides an extra amount of coverage for your house structure...
What happens if you under insure your house?
What happens if you under insure your house?Best practice suggests a property is underinsured if an insurance policy covers 90...
What is an 80/20 insurance plan?
What is an 80/20 insurance plan?The 80/20 Rule generally requires insurance companies to spend at least 80% of the money...
Does Statefarm cover animal damage?
Does Statefarm cover animal damage?For example, damage caused by fire, wind, hail, flood, theft, vandalism, falling objects, and hitting an...
What is abnormal item?
What is abnormal item?Abnormal items are items of income or expense that arise from ordinary activities but are of such...
What is an HO 3?
What is an HO 3?Homeowners Policy Special Form 3 (HO 3) — part of the Insurance Services Office, Inc. (ISO),...
