Can you reduce life insurance?
Can you reduce life insurance?Reduce the policy's face amount. Most life insurance companies will allow you to lower the amount...
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What’s not protected by most homeowners insurance?
What's not protected by most homeowners insurance?What Standard Homeowner Insurance Policies Don't Cover. Standard homeowners insurance policies typically do not...
Is home insurance based on the value of the house?
Is home insurance based on the value of the house?The actual cash value in a homeowners insurance policy is based...
Is flood damage covered by homeowners insurance?
Is flood damage covered by homeowners insurance?Your standard homeowners policy doesn't provide flood coverage. It's important to note that, as...
Does replacement cost include depreciation?
Does replacement cost include depreciation?While both types of coverage help with the costs of rebuilding your home or replacing damaged...
What is the 80% rule in insurance?
What is the 80% rule in insurance?The 80% rule means that an insurer will only fully cover the cost of...
Why is home insurance so expensive?
Why is home insurance so expensive?In addition to industry-wide price increases, your home insurance quotes may also be high because...
Is property insurance and homeowners insurance the same?
Is property insurance and homeowners insurance the same?Property insurance refers to a series of policies that offer either property protection...
What does 100 replacement cost mean for insurance?
What does 100 replacement cost mean for insurance?Replacement Cost Coverage When you insure your home to 100% of its replacement...
Does my homeowners insurance cover damage to neighbor’s property?
Does my homeowners insurance cover damage to neighbor's property?But although a policy protects your home—the actual structure and your personal...
