What happens if your house burns down and you have a mortgage?
What happens if your house burns down and you have a mortgage?If your home is damaged or destroyed by an...
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Why is fire insurance so expensive?
Why is fire insurance so expensive?These insurers provide coverage for homes that carriers through the standard marketplace won't take on...
How often should you replace your roof in Florida?
How often should you replace your roof in Florida?every 15-20 yearsIt is recommended that roofs are replaced every 15-20 years...
Does California homeowners insurance cover fire?
Does California homeowners insurance cover fire?For example, FAIR coverage in California only covers damage due to fire and smoke, but...
Does homeowners insurance cover water damage?
Does homeowners insurance cover water damage?Under most standard home insurance policies, if water damage occurs suddenly or accidentally from a...
Is PMI automatically removed?
Is PMI automatically removed?The lender or servicer must automatically terminate PMI when your mortgage balance reaches 78 percent of the...
Can I keep extra money from insurance claim?
Can I keep extra money from insurance claim?Leftover money from home insurance claims can be kept if you're entitled to...
What is the period you are an escrow?
What is the period you are an escrow?What Is the Escrow Period? The days and weeks in between the contract...
Why did homeowners insurance go up in Florida?
Why did homeowners insurance go up in Florida?Florida's insurance companies had $1.6 billion in underwriting losses last year. There's much...
What is better ACV or replacement cost?
What is better ACV or replacement cost?While actual cash value is cheaper, replacement cost provides better coverage since it includes...
