Does homeowners insurance cover hurricane damage in Florida?

Does homeowners insurance cover hurricane damage in Florida?

Coverage for Wind Damage Most homeowners’ insurance policies in Florida cover damage caused by windstorms, hurricanes, and hail, unless you sign to specifically waive the coverage.

What does wind insurance cover in Florida?

Windstorm insurance covers property damage and dwelling by strong winds, rain, hail, dust and other substances caused by windstorms. Although Florida’s law does not require homeowners to obtain windstorm insurance, most mortgage lenders do. May 7, 2021

How much does a wind mitigation cost in Florida?

A wind mitigation inspection should be performed by a State of Florida Licensed Building Contractor or Certified Architect. There are a number of companies that perform such inspections, and the cost ranges anywhere from $75 – $150 with the average cost at about $100. Oct 27, 2021