Can you reduce life insurance?
Can you reduce life insurance?Reduce the policy's face amount. Most life insurance companies will allow you to lower the amount...
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How do you tell if you are over insured?
How do you tell if you are over insured?If the cost to build your home is less than what the...
Should you insure your house?
Should you insure your house?Is Homeowners Insurance Required? There's no law that requires home insurance. But mortgage lenders do require...
What happens if my house is under insured?
What happens if my house is under insured?Underinsurance occurs when you insure your buildings and contents for less than the...
What type of risk is uninsurable?
What type of risk is uninsurable?An uninsurable risk is a risk that insurance companies cannot insure (or are reluctant to...
What is covered under HO-5?
What is covered under HO-5?Dwelling: HO-5 dwelling coverage protects your home's main structure, including its exterior and interior walls, foundation...
What is an HO 3?
What is an HO 3?Homeowners Policy Special Form 3 (HO 3) — part of the Insurance Services Office, Inc. (ISO),...
Does homeowners insurance cover leaking fridge?
Does homeowners insurance cover leaking fridge?Your homeowners insurance may cover damage that results from a refrigerator leak, subject to your...
Will homeowners insurance pay for a new roof?
Will homeowners insurance pay for a new roof?Most homeowners insurance policies cover roof replacement if the damage is the result...
Is a cracked shower base covered by insurance?
Is a cracked shower base covered by insurance?Generally insurance will not cover leaking showers caused by faulty, poor or non...
