Does insurance cover structural collapse?
Does insurance cover structural collapse?Specifically, most policies state that the coverage applies to “direct physical loss involving collapse of a...
InsuNews
What can I do if a Neighbour damaged my fence?
What can I do if a Neighbour damaged my fence?Check out a few options: Talk to your neighbor. Write a...
Is subsidence covered by home insurance?
Is subsidence covered by home insurance?Most buildings insurance policies only cover the cost of repairing the damage caused by subsidence,...
Will an air purifier help with mold?
Will an air purifier help with mold?An air purifier can also help in common places for mold in the home...
What kills black mold instantly?
What kills black mold instantly?Treat the Area For a natural solution for getting rid of black mold, combine one part...
What is an HO 3?
What is an HO 3?Homeowners Policy Special Form 3 (HO 3) — part of the Insurance Services Office, Inc. (ISO),...
What is covered under HO-5?
What is covered under HO-5?Dwelling: HO-5 dwelling coverage protects your home's main structure, including its exterior and interior walls, foundation...
What is average policy?
What is average policy?Average policy refers to a policy followed in fire insurance which states that the insurance company will...
What is over and under insurance?
What is over and under insurance?The major differences between under and over insurance can be summarized as follows: Through under...
Is homeowners insurance based on square footage?
Is homeowners insurance based on square footage?Your homeowners insurance premium may be influenced by: Your home's square footage: Larger homes...
