Should you insure your house?
Should you insure your house?Is Homeowners Insurance Required? There's no law that requires home insurance. But mortgage lenders do require...
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How do you tell if you are over insured?
How do you tell if you are over insured?If the cost to build your home is less than what the...
Can you reduce life insurance?
Can you reduce life insurance?Reduce the policy's face amount. Most life insurance companies will allow you to lower the amount...
Is home insurance based on the value of the house?
Is home insurance based on the value of the house?The actual cash value in a homeowners insurance policy is based...
Does replacement cost include depreciation?
Does replacement cost include depreciation?While both types of coverage help with the costs of rebuilding your home or replacing damaged...
Why is home insurance so expensive?
Why is home insurance so expensive?In addition to industry-wide price increases, your home insurance quotes may also be high because...
What is standard home insurance?
What is standard home insurance?A standard homeowners insurance policy provides coverage to repair or replace your home and its contents...
Which kinds of insurance are not included in property insurance?
Which kinds of insurance are not included in property insurance?Loss or damage caused by war and warlike operations, nuclear perils,...
Are windows included in buildings insurance?
Are windows included in buildings insurance?Buildings insurance covers the structure of your home, so the roof, walls and windows. It...
What is the 80% rule in insurance?
What is the 80% rule in insurance?The 80% rule means that an insurer will only fully cover the cost of...
