Does home insurance cover mold?
Does home insurance cover mold?Key Takeaways. Mold coverage isn't guaranteed by your homeowners insurance policy. Typically, mold damage is only...
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What is umbrella insurance used for?
What is umbrella insurance used for?Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other...
What is Wall out policy?
What is Wall out policy?The HOA ""walls out"" policy generally means that it will cover damage to the exterior walls,...
Who owns the condo that collapsed?
Who owns the condo that collapsed?SURFSIDE, FL: Champlain Towers South Condominium Association, which owns the condo that collapsed in Surfside,...
What is an HO a4?
What is an HO a4?HO-4 — Simply speaking, this policy type describes a renters insurance policy. Typically with these policies,...
What is the most important part of homeowners insurance?
What is the most important part of homeowners insurance?The most important part of homeowners insurance is the level of coverage....
What’s the difference between HO3 and HO6?
What's the difference between HO3 and HO6?The largest difference between the two types of policies are that an HO3 policy...
What is the difference between an HO8 and HO3?
What is the difference between an HO8 and HO3?HO3 and HO8 policies are both basic policies. The main difference between...
Which of the following disasters is typically not covered by property insurance?
Which of the following disasters is typically not covered by property insurance?Ground shifts, including earthquakes and landslides, are generally not...
What is NAIC complaint ratio?
What is NAIC complaint ratio?The “median complaint ratio” from the NAIC is always 1.00, meaning half of insurers have a...
