Why are older homes more expensive insurance?
Why are older homes more expensive insurance?Older homes are viewed by homeowners insurance companies as higher-risk than newer homes —...
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Is it hard to get homeowners insurance after being dropped?
Is it hard to get homeowners insurance after being dropped?Chances are your search could be difficult because of the same...
What type of risk is uninsurable?
What type of risk is uninsurable?An uninsurable risk is a risk that insurance companies cannot insure (or are reluctant to...
What states have Lemonade insurance?
What states have Lemonade insurance?Lemonade is already available in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia,...
What is a ACV policy?
What is a ACV policy?After a loss, actual cash value (ACV) coverage pays you what your property is worth today....
Does insurance cover wall cracks?
Does insurance cover wall cracks?Most standard building insurance policies will cover cracks in walls caused by subsidence, as long as...
Can I claim on someone else’s home insurance?
Can I claim on someone else's home insurance?Start by talking to your neighbour and asking them to check if their...
Is it worth having home insurance?
Is it worth having home insurance?It is a good idea to take out home contents insurance to cover your possessions...
What are the 3 basic levels of coverage that exist for homeowners insurance?
What are the 3 basic levels of coverage that exist for homeowners insurance?Homeowners insurance policies generally cover destruction and damage...
Does an HO6 policy cover drywall?
Does an HO6 policy cover drywall?It will not cover any plumbing, electrical, drywall, flooring, cabinets, personal property, etc…. So if...
