Can a house randomly collapse?
Can a house randomly collapse?The answer is yes, however, it is also not that simple. It can take years to...
InsuNews
Will homeowners insurance pay for a new roof?
Will homeowners insurance pay for a new roof?Most homeowners insurance policies cover roof replacement if the damage is the result...
Is my front door covered by homeowners insurance?
Is my front door covered by homeowners insurance?Usually, yes. A front door and its locks are considered part of the...
How do you know if crack in drywall is serious?
How do you know if crack in drywall is serious?Measure the width of cracks with measuring tape. Typically, wider cracks...
What is a natural peril?
What is a natural peril?One of the three categories of perils commonly considered by insurance, the other two being human...
What is HO3 and HO6?
What is HO3 and HO6?The largest difference between the two types of policies are that an HO3 policy is specifically...
Is home insurance really necessary?
Is home insurance really necessary?You're not required by law to have home insurance, but banks do require it as a...
What is the 80% rule in insurance?
What is the 80% rule in insurance?The 80% rule means that an insurer will only fully cover the cost of...
Is home insurance included in mortgage?
Is home insurance included in mortgage?Is Mortgage Insurance Included in Your Mortgage? Mortgage insurance isn't included in your mortgage loan....
Why would you be refused home insurance?
Why would you be refused home insurance?You can be refused homeowners insurance based on your claims history or credit score,...
