Will homeowners insurance pay for a new roof?
Will homeowners insurance pay for a new roof?Most homeowners insurance policies cover roof replacement if the damage is the result...
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Can a house randomly collapse?
Can a house randomly collapse?The answer is yes, however, it is also not that simple. It can take years to...
What are signs of foundation issues?
What are signs of foundation issues?The 8 Most Common Signs of Foundation Problems Include: Foundation Cracks, Wall/Floor Cracks and Other...
When should you walk away from foundation issues?
When should you walk away from foundation issues?When buying a home with foundation issues, always get a professional assessment to...
Is ho5 better than HO3?
Is ho5 better than HO3?An HO-3 policy only covers personal property for named perils, while an HO-5 policy covers personal...
What is an HO 5?
What is an HO 5?Sometimes called the comprehensive form, an HO5 policy is a type of home insurance written on...
What is HO3 and HO6?
What is HO3 and HO6?The largest difference between the two types of policies are that an HO3 policy is specifically...
Is home insurance really necessary?
Is home insurance really necessary?You're not required by law to have home insurance, but banks do require it as a...
What is the 80% rule in insurance?
What is the 80% rule in insurance?The 80% rule means that an insurer will only fully cover the cost of...
Why did my homeowners insurance go up in 2021?
Why did my homeowners insurance go up in 2021?Labor and construction material costs have gone up. These reconstruction costs ebb...
