Per Stirpes vs. Per Capita: What is the difference?
Quick Facts Per capita life insurance payouts are the default method, where the policyholder specifies individual beneficiaries in the policy...
life insurance
How often should you check your credit report?
Modern life seems to revolve around credit. Having a good credit rating makes it easier to purchase a car, get...
Social Security Retirement Fund on Track to Go Bust in 2033: Trustees Report
The asset reserves of the Social Security Old-Age and Survivors Insurance Trust Fund, which pays benefits to retirees, are projected...
Schwab Eyes Worst Month Since 1987
Charles Schwab Corp. is on pace for its worst month in more than 35 years, sparking a debate among analysts...
Hopes for Bipartisan Social Security Fix Dimmed by Biden-GOP Tensions
A bipartisan Senate effort to shore up Social Security is hitting a political roadblock even as new projections show that...
ChatGPT Use Could Spell Disaster for Advisors: Author
Financial advisors should “be extremely wary. ChatGPT’s unreliability creates considerable legal and reputational harm for any business that uses it for...
What the Latest IRS Ruling Means for Trusts
What You Need to Know Tax experts say a new IRS revenue ruling could have a significant impact on certain...
3 Big Shifts That Transformed Social Security Benefits for Women
What You Need to Know Women were practically excluded from the original Social Security law enacted in 1935. In 1939,...
How the Consolidated Appropriations Act, 2023 Affects Annuities
What You Need to Know Annuity provisions are in an appropriations bill because of how Senate rules work. One change...
Best life insurance company for someone with depression?
Hi! Thank you for reading. I was wondering if anyone had suggestions for companies that still wrote them a policy...
