Clinic lied about accepting my insurance

I went to a clinic to see a nurse practitioner. Before going to the clinic, I called and asked if they take my insurance, they said yes. Keep in mind that I called 3 times to make sure they take my insurance and in all times they said they do. I went to the appointment and payed $5 copay. A week after my appointment I see a denied claim on my insurance, they tried to bill my insurance but insurance denied the claim because they are out of network?? Now they are going to try and bill me $300!!!!!! Also the clinic and nurse practitioner weren't listed on my insurance website BUT THEY SAID THEY TAKE MY INSURANCE. Also, if you're gonna say that I should've known and I only should've trusted my insurance, keep in mind that I'm new to the US and have only seen 2 doctors since I moved here, so I didn't even know that Clinics or medical facilities could lie about taking insurance. Also on the insurance claim, it lists a male surgeon but I saw a female nurse practitioner so I don't get what that's about either. What do I do now, I can't afford to pay $300.

submitted by /u/RoughAd1194
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