Could use some insight!

I am 23 years old and I was on my parents plan and for some reason I was the only one kicked off the beginning of the year and I need to get health insurance before I start school again in the fall and to obviously keep up with preventative care lol

I’ve had classes in the past covering health insurance but it’s still very new and confusing to me.

I qualified for CSR and the two options I am debating are:

Silver PPO Standard Pathway (Anthem) I think it’s the 74% CSR (which what i’m reading online seems like the way to go)

$96.67 (estimated maximum premium after my tax credits)

annual out of pocket max per household: $7475

primary care visit $40

annual deductible per person: $4750

OR

Gold PPO Pathway with Added Dental and Vision Benefits

$99.71 max monthly premium

$9000 out of pocket max

$50 primary care visit

$2000 annual deductible

I know qualifying for CSR will probably lower my cost even more ! would it be enough where I can also cover dental and vision? I appreciate any knowledge surrounding this!!

submitted by /u/manicfaeriie
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