Is there any legal or policy problem with using up my medical FSA right before quitting or being terminated?

I have around $1600 left in my medical FSA. I anticipate either leaving or losing my job this week under poor terms.

As someone with numerous expensive medical needs, I'm provisionally planning to purchase enough of my medication for the rest of the year (will be between $350-950, still sorting the details, for 8 months). Depending how much is leftover, I will either spend it now (stocking up on FSA-eligible heat pads, OTC meds, and period supplies, maybe ask my dentist if I can pre-pay my next appt) OR extend it for a month (will cost $240) and use it on more appointment costs.

I understand vaguely there is an anti-stockpiling policy on FSA money, that bars you from buying more of something than you can use in a year, but is there any correlate for when you are leaving a job mid-year? If I buy enough stuff for the year, is that considered stockpiling or not?

My contribution to the med FSA so far is only $821 (total amt $3049, used half).

Thank you for any insight! I did talk to my insurance representative and she said I could use it up, but I didn't get that in writing and am worried my employer could contest my spending.

submitted by /u/Mysterious_Dig_3469
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