So I'm freaking out a little bit. I was at the hospital a month ago and I haven't gotten a bill yet. HOWEVER I got a statement back from my insurance {like one of those papers that explain your benefits} and it said the hospital billed me $68K. WILD, I know. and then it said my responsibility was $0 but it also said the contract savings was $0. Every column had $0. And, what's more my deductible hasn't moved or changed at all.

At the bottom it said: "Prior authorization was obtained for Observation services. Provider billing as inpatient. Please rebill as outpatient Observation claim."

Does that mean that they're going to re-process the whole thing and I have to wait around for another month to get a corrected bill and benefits explanation?

For my deductibles my benefits says: "You've used $1,351.58 out of a max of $8,550.00"

And for my out of pocket my benefits says: "You've used $1,530.01 out of a max of $8,700.00"

submitted by /u/Embarrassed-Sky-1661
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