Do debts go away after 7 years?

Do debts go away after 7 years?

Most negative items should automatically fall off your credit reports seven years from the date of your first missed payment, at which point your credit scores may start rising. But if you are otherwise using credit responsibly, your score may rebound to its starting point within three months to six years. Jan 10, 2022

See also  Are Home Warranties worthless?