What do I need to know about homeowners insurance in Florida?

What do I need to know about homeowners insurance in Florida?

Florida Homeowner’s Insurance Homeowners insurance helps pay to repair or rebuild your home and replace personal property due to a covered loss. A typical policy would include loss from theft and structural damage from fire, leaks, water discharge, fallen trees, or as a result of a storm.

What is HO3 insurance?

An HO-3 insurance policy is a form of home insurance that protects policyholders against property damage, legal liabilities and other expenses associated with unexpected disasters befalling your home. Sep 29, 2021

What is a wind pool in Florida?

Wind-pool areas include beachfront and coastal properties that are located within 1,500 feet of a major body of water. Citizens Insurance, Florida’s insurer of last resort, is usually the only company that provides windstorm insurance coverage in these regions. Dec 8, 2021

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