What is accidental damage for sofa?

What is accidental damage for sofa?

Accidental damage insurance for furniture typically covers things like: Accidental staining – for example, tea and coffee, and foods like curry and chocolate. Accidents caused by children – like damaging the sofa frame by jumping on it. Dec 21, 2021

Do you need accidental damage cover?

Do I need accidental damage cover? That’s up to you. Accidental damage cover is an optional extra you can add to your home insurance policy. You may prefer to cover the cost of any accidents or breakages yourself. Jul 27, 2021

Does home insurance cover short circuit?

Most homeowners insurance policies do not include protection against electrical faults. Electrical faults are defined as abnormal equipment failure, typically involving transformers or generators, that can cause your electric wiring to short circuit or emit faulty currents.

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