Will homeowners insurance pay for a new roof?

Will homeowners insurance pay for a new roof?

Most homeowners insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event. Most homeowners insurance policies won’t pay to replace or repair a roof that’s gradually deteriorating due to wear-and-tear or neglect.

How can I tell if I have mold in my walls?

Five most common signs Odor – you smell something but just can’t see anything. You don’t feel good when your home and you feel better when your away. Constantly itchy nose, red eyes and sneezing. Staining on interior wall and base molding. Wall appears to be wet and damp.

What is loss of property?

Loss of Property includes damage to property, loss of profits and loss of use; Loss of Property includes damage to property and loss of use. “Loss” includes destruction. Loss of Property means the greater of either the retail value of the property involved or the reasonable [replacement] [repair] cost.*