CHES Special Risk Unveils Ultimate Protection for Canada’s Luxury Homes: Don’t Risk It, Insure It!

CHES Special Risk Unveils Ultimate Protection for Canada’s Luxury Homes: Don’t Risk It, Insure It!

TORONTO, ON, JUNE 25, 2024/insPRESS/ – CHES Special Risk, leading MGA in Canada believes, “Every Home Has Its Own Story, and Our Coverage Reflects That.”, inviting brokers to protect their clients with the extensive insurance options for high-value homes in Canada. This new comprehensive coverage plan is tailored to provide extensive protection for primary residences, secondary homes, and other valuable properties.

Gary Hirst, CEO and President of CHES Special Risk, emphasizes the company’s commitment to safeguarding homeowners’ most valuable assets: “We recognize that every high-value home has its own unique story and specific risks. Our all-encompassing insurance policy is designed not just for protection, but for peace of mind. We’ve developed a policy that addresses the unexpected, from structural damage due to earthquakes to personal liability issues.”

Comprehensive Coverage for Diverse High-Value Home Needs

Whether it’s primary residences, secondary homes, properties under construction, or vacation rentals listed on platforms like Airbnb, Canadian homeowners now have access to a comprehensive insurance plan tailored to their unique circumstances. The ‘all risks’ policy from CHES Special Risk ensures that unless something is explicitly excluded, it is covered. This approach provides homeowners with an unprecedented level of certainty and clarity in the insurance market.

Primary Residences: A luxury home in downtown with high-end finishes and smart home technology.

Secondary Homes: A vacation villa in the Muskoka, equipped with luxury amenities and used seasonally.

Special Properties: A historic mansion with unique, irreplaceable features that require specialized coverage.

A Commitment to Excellence

With a focus on delivering superior insurance solutions and exceptional claims service, CHES Special Risk leads the industry. Their innovative high-value home insurance product provides homeowners with the confidence that their unique investments are well-protected against any potential risks.

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For more information about CHES Special Risk and their comprehensive high-value home insurance policy, please visit or contact the team at:


ABOUT CHES Special Risk Inc.

CHES Special Risk Inc. was established as a Managing General Agent and Wholesale broker in 2004, in response to broker demand to a hardening marketplace, commencing with a particular specialty in the entertainment and hospitality business, later becoming a fully accredited Lloyd’s cover holder in 2009. CHES Special Risk and Sister Companies are a fully Independent MGA delivering “A” rated capacity both in the hard to place, and standard lines classes and support their retail brokers in growing and developing their businesses.

Additional information regarding CHES Special Risk can be found at:


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