What to Do If Your Homeowners Insurance Claim Is Denied
If you find yourself in the unfortunate situation of having your homeowners insurance claim denied, don’t despair.
There are a few things you can do to try and get your claim approved.
First, take a look at the reason for the denial.
There may be a simple explanation, such as the damage not being covered by your policy.
If this is the case, you may be able to add the necessary coverage to your policy.
If the denial is based on something more complicated, such as the insurance company saying the damage was not caused by a covered event, you’ll need to gather evidence to support your case.
This may include photos, witness statements, and receipts for repairs.
Once you have this evidence, you can resubmit your claim to the insurance company.
If you’re still having trouble getting your claim approved, you can contact your state’s insurance commissioner.
The commissioner’s office can help you understand your policy and the claims process, and may be able to help you resolve your dispute with the insurance company.