How can I access my retirement money early?

How can I access my retirement money early?

Another popular early-withdrawal method is 72(t) Substantially Equal Periodic Payments (SEPP). Here’s how it works: When you leave your job, immediately roll your 401(k)/403(b) into a Traditional IRA. Determine how much you think you’ll want to withdraw from your retirement accounts every year until you turn 59.5. Feb 28, 2022