How come the community health center said my insurance was inactive?
So I went to a community health center to receive STD testing. They said my insurance was inactive. I thought...
health insurance
Creative solutions for paying for a major surgery
Hi - I apologize in advance if these are dumb questions. I am trying to think creatively for my situation....
Can’t afford treatment, insurance taking forever
Hi all, sorry in advance for the wall of text. Thanks in advance. I’ve been in mental health treatment for...
How would BCBS select which drug out of two similar options to "prefer"?
My limited understanding of prescription drug coverage is that each insurance company places each drug in a pricing tier. On...
Petitioning coverage for ketamine infusions
Cigna (Open Access Plus, high cdhp). I live/work in Colorado but it’s an employer sponsored plan based in California I...
Why you should consider Long-Term Care Insurance?
Despite the fact that the American population is aging rapidly, only about 1 in 30 Americans and about 7% of...
ERISA Fiduciary requirements + Claim Process Questions
My job operates on a self-funded plan with employees is SC and NC. It's my understanding that self-funded plans are...
Changes in Medicaid as the Pandemic Era Expires
States are preparing to remove millions of people from Medicaid as protection coverage enacted during the COVID-19 pandemic will expire....
Express Scripts – never a straight answer
I was notified 4 days before my prescription ran out that I can't get it filled at that pharmacy anymore....
CS Rep Told Me Wrong Information
In my plan, I am covered for physical therapy treatment “20 visits per year per injury/illness”. I had called my...
