Question/Advice: Newly Self-Employed – Would like to learn about how to approach health insurance for myself and spouse


I hope you all are doing very well.

My spouse and I have recently become self-employed, and are needing to enter the space of private health insurance coverage.

We are both in our mid-30s, with no children, no co-morbidities, and are in good medical health, by all accounts.

We are already participants in a private, "co-op" type of insurance plan that covers our usual doctor's check-ups, medication refills, labs, etc.

However, we are needing to intelligently approach securing health care coverage for potential emergencies, unforeseen surgeries, and all the other types of possible "major health" events that may occur.

If anyone may kindly be willing to share any advice, guidance, experience, or recommendations as to how to most intelligently approach this, where to look, and how to be as fiscally astute as possible, we would be tremendously grateful.

Thank you all very much.

– God Bless

submitted by /u/Riles1975

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