Repost about Aetna Health (US) work plan options.

Anyone familiar with Aetna plans, I’m having a hard time choosing one of 3 plans available.

I have regular visits about every 3 mos or so, and would like not to spend like $250 every visit.

If you can DM me and I’ll show you a pic of the plans, part of me is saying the most expensive one which is $110, but that’s taken out biweekly and just think it’s too much. So essentially it’s like double ($220) for a month for health insurance.

Ruby HSA: -5k/10k deductible in network

-Office visits, Outpatient diagnostic, urgent care facilities, inpatient hospital stay, and outpatient surgery are all 10%

-$300 copay + 10% for emergency room.

Emerald HSA: -3.5k/7k for in network deductible

-Office visits, outpatient diagnostic, complex imaging, urgent care, Inpatient stay, and outpatient surgery are all 30%

-$300 copay + 30% for emergency room

Sapphire Choice POS:

-2.5k/5k in network deductible

-Office visits are $30/$60 copay

-Outpatient diagnostic, complex imaging, inpatient hospital stay, and outpatient surgery are 20%

-Urgent care facility is $75 copay

-$300 copay for Emergency room

OUT OF NETWORK SAME FOR ALL PLANS -No charge for virtual visits and routine preventative care. -And all out of network are 50%

submitted by /u/deeforsaken1
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